As much as credit cards are an acceptable mode of payment, there are other movers that don’t accept them. When hiring a mover, you should ensure that you have the right payment mode to avoid any misunderstanding. Here are various benefits and things you should consider when using a credit card to pay your mover.
What to consider when paying movers using a credit card
Paying for your mover using your credit card is a convenient and secure mode. Ensuring that you have budgeted correctly and you have the right mode of payment is crucial when planning for your move. However, there are several things you need to consider which include the following:
1. The accepted payment mode
Does your mover accept credit card payments or not? If you plan on paying for your move using a credit card you should first check with your mover to ensure that it’s among their acceptable payment mode. This way, you will know whether you’re going to need to find an alternative or find another mover that accepts credit card payments.
2. Additional charges and fees
You should clearly understand any additional costs and fees that you may incur as a result of using your credit card to pay for your move because it will ultimately impact the overall cost. If your mover intends to pass on the processing cost to you they should inform you in advance so that you can budget accordingly.
3. Your credit card limit
You should ensure that your credit card has enough money if you’re planning on using it to pay for your move. If the cost of the move is bound to exceed your card limit you’ll have to find another way to pay for your move or top up the additional amount.
4. Credit card benefits
You should understand the benefit and payment protection that you get from using your card to pay for your move. From insurance coverage to extended warranties, there are several benefits that you can enjoy from your credit card provider.
5. Protection of your personal information
Always verify the legitimacy of the moving company if you’re planning on paying for your move using your credit card to avoid the risk of sharing your information with a fraudulent company. You can always check recommendations and reviews from other clients to verify their eligibility.
6. Backup payment alternative
You should always ensure that you have a backup plan in case you encounter some issues with your credit card. You should always have some cash ready in case of any unforeseen trouble with your credit card transaction. It will also come in handy if you need some cash to tip your mover.
Benefits of paying for your move using your credit card
There are several benefits that you get to enjoy when you use your credit card to pay for your move including the following;
It is convenient
Using a credit card to pay for your move is pretty convenient because it saves you the trouble of having to carry cash around or having to sign cheques every time you need to transact.
It is secure
In case of any payment-related dispute, your credit card company can help you resolve it by initiating a dispute resolution process. They can also protect you by initiating a chargeback if necessary.
It helps build your credit score
Using your credit card regularly and responsibly for things such as paying your movers will help you build a positive credit history. This will come in handy for any other credit-related matters such as acquiring loans or mortgages.
Acquiring rewards
You can get cashback incentives or rewards for using your credit card to pay for your move. Depending on the terms and conditions of your credit card you can get rewards such as miles, points or even cashback.
What if my mover doesn’t accept credit card payment
If your mover doesn’t accept credit card payments, you can still utilise your card through money transfer. With money transfer, the credit company will send money to your current account then you can pay the mover through their preferred payment mode.
Always choose a mover who accepts multiple modes of payment or one that matches whatever payment method you want to use. If you want to use a credit card to pay for your move, you should also find a mover that accepts credit card payments to avoid any misunderstanding.